SVB (First Citizens) – Startup Money Market Account
3.56% headline (up to)
| Product | Startup Money Market Account |
|---|---|
| Type | Bank money market deposit account |
| Yield detail | 0.10% ≤$50K · 2.63% $50K–1M · 3.56% >$1M (APY applies to entire balance) |
| Yield as of | 2026-09-30 |
| Minimum | None to open stated; $1M+ for top APY |
| Fees | Fees per schedule may apply; maintenance fees below disclosed minimum |
| Liquidity | Bank deposit (transfer timing per bank) |
| Insurance / protection | Standard FDIC ($250K); extended sweep: unknown |
Source: https://www.svb.com/startup-banking/ (checked 2026-10-16).
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