Ramp – Ramp Investment Account

4.63% headline (up to)

ProductRamp Investment Account
TypeManaged portfolio: gov't MMFs, prime funds, Treasuries, IG corporate bonds
Yield detailUp to 4.63% (1-day SEC yield / portfolio YTM, net of up to 0.15% advisory fee; YTM as of 09/03/2026 assuming a $10M sample investment)
Yield as of2026-09-03 (re-checked 2026-10-17)
Minimum$5,000 position
FeesAdvisory fee up to 0.15%/yr
LiquidityShort-term balance same-day; long-term sleeve ~2 business days (may return less before maturity)
Insurance / protectionSIPC up to $500K (incl. $250K cash) via Apex Clearing; not FDIC

Source: https://ramp.com/treasury (checked 2026-10-16).

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Not financial advice. IdleCash is an independent, informational comparison. We are not a bank, broker or adviser. The comparison table is always sorted purely by the data; sponsorship never changes rank. Yields are variable, quoted as each provider advertises them, and may have changed. Securities products are not FDIC-insured and can lose value. Verify on the provider's site before acting.